Manage every corporate policy line.
Track policy benefits, property, liability, cyber, transit, and other corporate policies with policy number, insurer, premium, sum insured, renewal owner, documents, and claims.
Corporate insurance management
Corporate insurance policies, managed from one workspace.
Manage corporate insurance policies, coverage, e-cards, claims, renewals, utilisation, documents, reports, and AI insights across every corporate policy line.
Corporate Insurance Overview
Policies, coverage, claims, renewals, documents, utilisation, and spend in one place.
Corporate policies
12
across 6 policy lines
Employees covered
1,247
mapped to policies
Premium outflow
₹4.37 Cr
annual tracked value
Utilisation
42%
claims ratio tracked
Corporate policies
Policy view
Group Health
Star Health
₹1.85 Cr
Active
Group Life
HDFC Life
₹1.24 Cr
Active
Cyber Liability
ICICI Lombard
₹48L
Renewal
Pending work
Needs action
Renewal documents due
Critical Illness
Claim documents required
4 claims
Join requests
7 pending
AI
Ask CLO: Which policies need renewal planning this quarter?
Answered
Returns the policy, insurer, premium, utilisation, renewal owner, and pending documents.
What corporates use CLO for
Manage corporate insurance operations in one place.
CLO is built around the work corporate teams already do after policies are purchased: managing policy records, coverage administration, document vaults, claim blockers, utilisation, renewals, and MIS-ready reports.
Manage enrolment and coverage.
Invite employees, bulk upload records, approve join requests, map dependents, control admin access, and manage additions or removals.
Keep one corporate document vault.
Store policy documents, coverage summaries, e-cards, claim forms, bills, discharge summaries, nominee forms, renewal packs, and coverage-linked files.
Track claims and blockers.
See claim status, claimed amount, approved amount, policy, employee, document requirements, insurer or TPA follow-up, timeline, and history.
Prepare renewals with utilisation.
Track renewal forecasts, renewal owners, claims ratio, policy utilisation, department-wise claims, insurer context, and upcoming premium exposure.
Generate MIS-ready reports.
Create reports for coverage, premium outflow, claim status, renewal risk, eligibility, missing documents, scheduled exports, and AI-generated summaries.
Who uses it across corporate teams
One insurance workspace for every corporate owner.
CLO keeps HR, admin, finance, leadership, and compliance teams aligned on the same policy and coverage data.
Run daily insurance operations.
Handle employee coverage requests, coverage changes, e-card access, dependent updates, claim follow-ups, and document management.
Track premium and renewal impact.
See policy-wise spend, insurer-wise premium, utilisation, claims ratio, and upcoming renewal exposure.
Review readiness and risk.
Understand coverage gaps, pending actions, claims movement, and overall insurance health.
Keep records controlled.
Use access controls, audit logs, document permissions, and exportable records for sensitive data.
Ask CLO
AI-powered answers from your corporate insurance data.
Ask CLO gives corporate teams real-time answers based on your corporate policies, employees, claims, documents, renewals, utilisation, and reports, so teams can act without searching through PDFs, spreadsheets, and email threads.
Find gaps faster
Ask which policies have coverage gaps, missing documents, renewal blockers, or pending servicing actions.
Prepare renewals with context
Ask for upcoming renewals with premium, utilisation, claims ratio, insurer, owner, and pending actions.
Explain claim blockers
Ask why a claim is stuck and what document or follow-up is needed next.
Ask about a policy, employee, claim, renewal, or report...
Ask CLO
Policies
Coverage
Claims
Documents
Which policies are expiring in the next 90 days?
Which claims are waiting for documents?
Show premium outflow and utilisation by policy and insurer.
Which employees are missing e-cards or group health coverage?
Cyber Liability renews on 30 Jun 2026. Premium is ₹48L, utilisation is 28%, renewal owner is Vikas Malhotra, and the renewal discussion pack is already uploaded.
Access & controls
Controlled access for corporate insurance data.
CLO handles policy, coverage, claim, nominee, e-card, and document records with role-based access, audit logs, document permissions, and export-ready records.
Role-based access
Separate visibility for corporate admins, finance, leadership, compliance, and employee-facing records.
Document permissions
Keep policy documents, e-cards, claim documents, nominee forms, and renewal packs controlled by record type.
Audit logs
Track important business actions across policies, employee records, documents, claims, renewals, and reports.
Admin controls
Manage join requests, admin access, employee removals, and organisation-wide visibility from one place.
Employee-level visibility
Employees can access their own coverage, e-cards, claims, and documents without seeing wider corporate data.
Exportable records
Generate MIS-ready reports and exports for coverage, premiums, claims, renewals, eligibility, and pending actions.
About CLO
Built from decades of insurance servicing experience.
CLO is shaped by how insurance is actually managed after purchase: policy records, coverage servicing, claims, renewals, endorsements, documents, insurer follow-ups, and reporting.
Built for the years of insurance work that follow policy issuance.
45+
Years of family experience in insurance consulting informs the workflows CLO is being built around.
Post-purchase focus
CLO is focused on the long operational life after policies are issued, not just the moment insurance is bought.
Corporate-first execution
The current product focus is on corporate policy operations, coverage administration, document vaults, claims, renewals, reports, and Ask CLO.
Built from real servicing gaps
The platform is designed around scattered PDFs, spreadsheets, email threads, claim documents, renewal follow-ups, and reporting needs.
For corporate teams
See how CLO manages your corporate insurance workspace.
Book a walkthrough of corporate policies, coverage administration, document vaults, claims, renewals, utilisation, MIS reports, and Ask CLO.
- Walk through corporate policy records, insurers, premiums, claims ratio, and renewal owners.
- See enrolment workflows, bulk upload, join requests, e-cards, dependents, and admin access.
- Review claims, document vaults, utilisation dashboards, scheduled reports, and AI-generated reports.