CLO
Corporate Policy ManagementCorporate insurance operations across industries, policy lines, documents, claims, renewals, and reports. Employee AdministrationEmployee mapping, dependents, additions, removals, and requests. Document VaultPolicy documents, e-cards, claim files, and coverage-linked records. Claims & ServicingClaim blockers, document requirements, insurer or TPA follow-ups, timelines, and history. Renewals & UtilisationRenewal readiness, premium exposure, claims ratio, and insights. ReportsCoverage, premium, claims, renewal risk, eligibility, pending actions, scheduled reports, and AI-generated summaries.
For HR & AdminRun enrolment, coverage requests, records, claims, and documents. For FinanceTrack premium outflow, insurer-wise spend, renewal exposure, and claims ratio. For LeadershipSee policy readiness, coverage gaps, operating risk, and reports. For IT & ComplianceRole-based access, document controls, audit logs, and secure sessions.
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Privacy Policy

1. Who We Are

CLO provides software for corporate insurance management, including policy records, coverage administration, claims, renewals, documents, reports, and related workflows. In this policy, "CLO", "we", "us", and "our" refer to the operator of this website and service.

2. Information We Collect

When you request a demo or contact us, we may collect your name, email address, phone number, corporate-related details, corporate size, selected area of interest, and any other information you choose to provide.

We may also collect basic technical information such as device type, browser type, IP address, pages viewed, referring page, and approximate location derived from technical data.

3. How We Use Information

  • To respond to demo requests and contact enquiries.
  • To provide, maintain, and improve our website and services.
  • To understand interest in CLO features and plan product improvements.
  • To protect the website, prevent misuse, and maintain security.
  • To comply with legal, regulatory, accounting, or contractual obligations.

4. Cookies And Similar Technologies

We may use essential cookies for website functionality. If analytics or marketing tools are added, they should be used according to your cookie preferences. See our Cookie Policy for more information.

5. How We Share Information

We do not sell personal information. We may share information with service providers that help us operate the website, manage enquiries, host data, provide analytics, or support business operations. We may also disclose information if required by law or to protect rights, safety, and security.

6. Data Retention

We keep personal information only for as long as reasonably needed for the purposes described in this policy, unless a longer retention period is required by law, contract, dispute resolution, or legitimate business needs.

7. Security

We use reasonable administrative, technical, and organisational measures to protect personal information. No website or transmission method is completely secure, so we cannot guarantee absolute security.

8. Your Choices

You may contact us to request access, correction, deletion, or restriction of your personal information, subject to applicable law. You may also opt out of non-essential cookies through the cookie preferences on the website.

9. International Processing

Your information may be processed in countries where CLO, its affiliates, or service providers operate. Where required, we will use appropriate safeguards for cross-border transfers.

10. Changes To This Policy

We may update this Privacy Policy from time to time. The updated version will be posted on this page.

11. Contact Us

For privacy questions or requests, contact us at support@clo.care.